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Get the Personal Attention You Deserve
(919) 778-5545

Practice Areas

Practice Areas

Chapter 7 Bankruptcy

  • Wipes out most debts: Very effective for credit cards, medical bills, personal loans, etc.
  • Stops collection calls
  • Stops lawsuits
  • Stops garnishments and levies
  • Provides a fresh start
  • Allows you to keep exempt property
  • Can be completed in a few months

Chapter 13 Bankruptcy

  • Consolidates debts: Reorganizes into one lower monthly payment
  • Stops foreclosure: Allows a cure for delinquent payments
  • Stops repossession
  • Stops collection calls, lawsuits, garnishments and levies
  • Restructures car and furniture payments: Reduces interest rates and monthly payments
  • Strips some liens off real estate
  • Protects assets
  • Can be completed in three to five years

Mortgage Modification

Need help with your mortgage? Our services include:

  • Assisting homeowners with modifications under the Home Affordable Modification Program (HAMP) and other available modification programs
  • Assisting homeowners with workout options, such as repayment plans or forbearance plans
  • Evaluating eligibility requirements and assessing qualification for a mortgage assistance program, completing and submitting applications and securing supporting documentation
  • Communicating with loan servicers
  • Evaluating trial payment offers and permanent modification offers
  • Appealing permanent modification denials

Foreclosure Defense

A foreclosure usually begins when a trustee for your mortgage company files and serves you with a Notice of Hearing for Foreclosure of a Deed of Trust. If you have received a Notice, you should contact us immediately. The earlier we can become involved in the process, the better our chances are of protecting your home. In the Notice, a date will be disclosed for a hearing with the Clerk of Superior Court. If your mortgage company establishes its right to foreclose at the hearing, then a sale date will be set. There is a very limited period of time after the hearing before a sale takes place. There are options available to stop the sale of your home. Allow us to help you explore all of your home-retention options.

Real Estate

Buying, refinancing or selling a home? Our services include:

  • Title examinations and opinions on title
  • For-sale-by-owner contract preparation
  • Closings on purchase transactions and refinance transactions
  • Residential and commercial property matters
  • Preparation of deeds, promissory notes, deeds of trust, leases with options to purchase and long-term installment agreements
  • Transactions conducted throughout eastern North Carolina

We handle hundreds of real estate closings each year

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  • Areas We Serve

    Wayne County

    Mount Olive

    Craven County

    New Bern
    James City
    Cove City

    Onslow County

    Sneads Ferry

    Carteret County

    Morehead City
    Cape Carteret

    Greene County

    Snow Hill

    Jones County


    Lenoir County

    Pink Hill
    La Grange

    Pamlico County