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(919) 778-5545

Chapter 13

What Can a Chapter 13 Bankruptcy Do For Me?
With a Chapter 13 Bankruptcy, we can:

  • Consolidate creditor obligations. The purpose of a chapter 13 bankruptcy is to protect the debtor while the individual works to eliminate debt. Part of the court requirement is the proposal of a monthly payment plan that will be followed for three to five years. Your income will need to be sufficient enough to follow through.
  • Stop repossession of your vehicle
  • Stop foreclosure of your home
  • Force the bank to reinstate a mortgage loan
  • Force the bank to give you up to 5 years to catch up on any back payments due on your mortgage
  • In some cases, force a creditor to restructure a vehicle loan to make the monthly payments more affordable inside the bankruptcy plan
  • Pay delinquent taxes, child support and alimony over a term of five years

Serving Clients throughout eastern North Carolina with offices in Goldsboro, Havelock and Jacksonville

Call us at one of the telephone numbers listed above or below for a free consultation at the nearest location to you, or fill out the online form.

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  • Areas We Serve

    Wayne County

    Goldsboro
    Dudley
    Mount Olive
    Pikeville
    Fremont

    Craven County

    Havelock
    New Bern
    James City
    Vanceboro
    Bridgeton
    Cove City

    Onslow County

    Jacksonville
    Swansboro
    Richlands
    Hubert
    Sneads Ferry

    Carteret County

    Newport
    Morehead City
    Beaufort
    Cape Carteret

    Greene County

    Snow Hill

    Jones County

    Trenton
    Pollocksville
    Maysville

    Lenoir County

    Kinston
    Pink Hill
    La Grange

    Pamlico County

    Bayboro
    Oriental
    Grantsboro
    Reelsboro
    Arapahoe