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Bankruptcy Options to Help Relieve Your Medical Debt

For people who have had significant health problems, medical bills can spiral out of control and put you in serious financial trouble. If you feel like you’re fighting an unconquerable battle in trying to pay your medical bills, consider filing for bankruptcy. This action can help provide relief from this crippling debt.

Chapter 7

Chapter 7 bankruptcy may be an option for you. It is appealing to those with huge amounts of medical debt because it allows you to eliminate all your medical bills, without limit. The catch, however, is that you must fall into certain income parameters to qualify.

Chapter 13

This type of bankruptcy filing is different from Chapter 7 because in it you will include all our medical debt with other types of unsecured debt you have. You will then have a repayment plan for all this debt, based on your income, assets and expenses. However, in Chapter 13 bankruptcy, there is a limit to how much medical debt you can have to file.

Talk to an Expert

Before deciding to go the route of bankruptcy, consult an experienced bankruptcy attorney. This skilled professional will take a look at your situation and will help you make the best decision possible.
Relief is available. To find out more about how bankruptcy can help medical bills, contact W. Mack Rice, Attorney at Law.

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